Questions You Should Be Asking

Yes. The comprehensive funding plan costs you $0. Our team builds it. You own it. Even if you don’t move forward — even if we can’t fund you today — you leave with a funded action plan that maps exactly what to work on and when to come back. Fugio earns a success-based fee only when you get funded — paid as part of the loan program, not out of your pocket upfront.

Fugio’s funding fee is a success-based percentage of the funded amount — you pay nothing if we don’t deliver. Most banks charge higher interest rates plus origination fees plus usage fees. On a $100,000 line, the annual difference between a bank and the right lender can exceed $7,000. The funding fee is also tax-deductible (confirm with your CPA).

Lines of credit, term loans, SBA loans, MCAs, equipment financing, invoice factoring, and business credit cards (including 0% APR). $5,000 to $5,000,000. Your strategist matches you from 250+ lenders.

About 3 minutes. Revenue, industry, time in business, credit range. No SSN required. Instant results.

24–48 hours from sign-off. Total scan-to-funded: typically within a week for clients who move quickly.

Two asks. Ask 1: bank statements, working capital application, fee agreement, exclusivity agreement. Ask 2: tax returns (2 years preferred; extension accepted), balance sheet/P&L if needed.

A capital strategist with 30 years in financial services and 250+ lender relationships. Every consultation is conducted personally because the 18-question deep dive requires judgment that can’t be automated.

MCA rates are quoted as factor rates, not interest rates. Our strategists use them as a tool: MCA at 40% for 60–90 days, then roll into a line of credit at a fraction of the cost. The mortgage analogy: you paid 100% on a $300,000 house. The factor rate isn’t the full story — the strategy is.

The plan is free and takes one hour. It could save you $30,000+ in avoidable interest. Business owners who take the fastest money with no exit strategy end up in renewal loops — servicing debt instead of growing.

Fugio is not coaching. No prepaid package. No course. We deliver money — in your account, within 24–48 hours. The plan is the path to funding, not a product.

The scan shows you instantly. Even if you don’t qualify for what you want, we build a funded action plan showing exactly what to work on.

The structure that makes multi-phase planning work. Your strategist stays with you through renewals and phase transitions. Without it, no Phase 2 or 3.

Free funded action plan. What needs to change, what timeline, when to come back. You stay in the pipeline.

Almost any operating business. $75K+/month revenue opens the most options. Non-profits eligible with fewer products.