Terms of Service

01Acceptance of Terms

By accessing or using the Fugio Funding Network website and services ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use our Services. These Terms constitute a legally binding agreement between you and Fugio Funding Network ("we," "us," or "our").

02Description of Services

Fugio Funding Network provides commercial funding guidance and funding planning services for business owners exploring commercial financing options. Our Services include:

• Free business funding consultations and capital strategy plans
• Business profile reviews designed to identify possible funding paths, documentation considerations, and next steps
• Ongoing funding relationship management
• SMS/text message communications (if opted in)

Our Services are informational and planning-oriented in nature. Fugio Funding Network is not a lender. Funding decisions, rates, and terms are determined by third-party financing providers.

03Eligibility

You must be at least 18 years of age and a legal resident of the United States to use our Services. By using our Services, you represent that you meet these requirements and that the information you provide is accurate and complete.

04SMS/Text Messaging Services

Fugio Funding Network offers an SMS/text messaging program to opted-in customers. By checking the SMS consent checkbox on our web forms, you agree to the following terms:

4.1 Opt-In. Customers opt in to receive SMS messages from Fugio Funding Network, LLC by affirmatively checking the consent checkbox on our web forms. The checkbox is unchecked by default and requires your deliberate action. Opting in to SMS is entirely optional and is not a condition of purchasing or receiving any service from Fugio Funding Network. The consent text shown to you at opt-in, the timestamp, and the page URL are recorded for compliance and audit purposes.

4.1.1 Sending Numbers. Fugio Funding Network sends SMS messages from a pool of dedicated business phone numbers. The specific number a given message is sent from may vary. Regardless of which number a message arrives from, replying STOP to that message will opt you out of all further messages from our program.

4.2 Message Types. We send a single category of text messages:

• Service notifications: Consultation updates, funding review updates, document requests, appointment reminders, and account-related communications tied to your funding consultation.

As a lending-related program, we do not use SMS to send marketing, promotional, or special-offer messages.

4.3 Message Frequency. Message frequency varies. SMS messages are sent as needed based on your funding consultation activity (for example, status updates, document requests, and appointment reminders).

4.4 Message and Data Rates. Standard message and data rates may apply according to your mobile carrier's plan. Fugio Funding Network is not responsible for any charges from your mobile carrier.

05SMS Opt-Out and Cancellation

You may also opt out by emailing team@fugiofundingnetwork.com with "UNSUBSCRIBE SMS" in the subject line and the mobile number to remove in the body.

If you are experiencing issues with the messaging program you can reply with the keyword HELP to any message for more assistance, or you can get help directly at team@fugiofundingnetwork.com or +1 (877) 379-7888.

Carriers are not liable for delayed or undelivered messages. As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency may vary. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

If you have any questions regarding privacy, please read our Privacy Policy.

06HELP Requests

You may reply HELP to any SMS message from Fugio Funding Network to receive information about our messaging program, including how to opt out and how to contact us. You may also contact us at team@fugiofundingnetwork.com or call +1 (877) 379-7888 for assistance.

07User Responsibilities

When using our Services, you agree to:

• Provide accurate and truthful information in all forms and communications
• Not use our Services for any unlawful purpose
• Not attempt to gain unauthorized access to our systems or data
• Not interfere with the proper functioning of our website or Services

08Disclaimer of Warranties

Our Services are provided "as is" and "as available" without warranties of any kind, whether express or implied. Fugio Funding Network does not guarantee that you will receive funding, that specific rates or terms will be available, or that our Services will meet your specific requirements.

Fugio Funding Network is not responsible for any delays, failures, or issues related to SMS transmission or delivery. SMS delivery is dependent on your mobile carrier and network conditions and is not guaranteed.

09Limitation of Liability

To the maximum extent permitted by law, Fugio Funding Network and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Services, including but not limited to loss of profits, business interruption, or loss of data.

10Intellectual Property

All content on the Fugio Funding Network website — including text, graphics, logos, images, and software — is the property of Fugio Funding Network or its content suppliers and is protected by United States and international intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

11Compliance

Our SMS messaging program complies with the Telephone Consumer Protection Act (TCPA), CTIA Messaging Principles and Best Practices, and all applicable carrier requirements for A2P 10DLC messaging.

For details on how we collect, use, and protect your personal information, please review our Privacy Policy.

12Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the state or federal courts located in the State of Florida.

13Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our Services after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

14Contact Us

If you have questions about these Terms of Service, contact us at: